STEP 1

Enquire online and designate the best time to give you a call. We give you a buzz at your desired time to discuss your application and understand your requirements.

We have a look at your credit file. Don’t despair if you’ve had a few issues. It is our job to help get your credit back on track.

Maybe you have some defaults on your credit file but you are spot on with your rental payments. Maybe you’ve got good savings history.

Maybe you’ve got good stability in your residence or employment. We take many things into consideration.

STEP 2

We may contact you for additional information such as bank statements or payslips to help us get a full picture of your situation.

Our analysts look at the whole picture and decide which are the lenders most likely to assist you. We may discuss your profile with several lenders and whichever makes the most suitable offer is what we will come back to you with.

STEP 3

Once your eligibility is confirmed, we come back to you with figures and you decide whether you wish to proceed. If you don’t wish to proceed, you are not obligated to do so. Simply let us know and we’ll close our file at no cost to you.

At the end of the process win, lose or draw, we will provide a copy of your credit file to you at no cost.

You’ve been approved, you’ve found a car and you’re ready to proceed.

Once you've been given the green light, we will promptly prepare documents. Once you're happy and have signed, the docs are submitted to the lender who settles the loan and you are right to drive away inside 24 hours.